Friday, 18 January 2008

10 WAYS TO SAVE MONEY AT THE SUPERMARKET

  • Plan your week’s meals, check your fridge and freezer before you go, make a list and stick to those items only. Your shopping trip will take less time and you’ll spend less money.
  • One exception to the advice above would be if you saw any reduced food items you often use, that could be used at once or frozen for later.
  • When you buy usually “long-dated” foods, like yoghourts, always check the date - you can get caught out – sometimes there are only 2 or 3 days left on them and you may stick them in the fridge and not eat them for 4 or 5 days, by which time they may be uneatable and have to be thrown away. Wasting food is wasting money.
  • Always take a calculator with you – keeping a check on the running total will make sure you keep within your budget. You’d have to if you were paying cash!
  • Buy supermarket “own” brands. They are usually cheaper because less money has been spent on their advertising, “branding” and packaging. If there is an own brand item that you really don’t like, but that you need every week – e.g. baked beans, be prepared to economise on something else to “fund” the more expensive brand that you prefer.
  • Before you leave the shop check your receipt. Check that offers such as “BOGOFs” (buy one, get one free) and 3 for 2s have been charged correctly. Check that reduced items have been correctly charged. Go straight to the customer service desk if you find an error. You may get a refund of twice the difference on incorrect pricing!
  • Check the dates on any coupons and money off vouchers before you go - and use them only if the product is something reasonably priced (i.e. not a luxury item) that you would usually buy.
  • If you have Tesco Clubcard vouchers try to use them on Deals offers (and not your Tesco shopping) as they are worth 4 times the face value used this way.
  • Supermarkets use all kinds of sneaky ideas to make us spend our money – remember, the more expensive brands may be up at our eye-level and cheaper, value brand equivalents down on lower shelves.
  • Don’t go shopping when you are hungry – you will spend more and possibly even buy extra snacks to eat on the way home! If you do have to go shopping on the way home from work, try eating a largish apple or banana before starting your shop.

Do all this and you should see a difference in your supermarket spending – remember a pound saved is a pound earned!

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